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Switch Kit
Switching banks is not difficult. At Community First Bank we will help you make the switch. Just stop by the Community First Bank office or give us a call. Our friendly financial professionals will open your new account and help walk you through three easy steps of switching to our service.
Step 1 - Get Started
- Open your account at our office.
- Write down your new account number and our bank routing number - you’ll need them later.
- You’re ready to go - start making deposits to your new account.
- You can also apply for overdraft protection at this time.
Step 2 - Move transactions to your new account
- Destroy your checks, ATM/Debit Cards and deposit slips from your old bank. Let outstanding checks and automatic withdrawals clear. Leave enough money in your old account to cover these items. This might take a few weeks or more. Instruct your employer to change your direct deposit to Community First Bank. Give your employer one of your new deposit slips or a voided check.
- Contact anyone other than your employer who makes deposits to your account to find out how to request the change. This could include retirement, pension, Social Security or other payments. They may require you to use a special form, or you may be able to use the enclosed direct deposit authorization form. Social Security can be contacted at 800-772-1213.
- Tell anyone who makes automatic withdrawals from your account that you have switched banks. They may need one of your new deposit slips or a voided check. These ACH (automatic clearing house) transactions may include insurance premiums, gym memberships, etc.
- Cancel automated payment services, such as internet bill paying by contacting your old bank. We can help you get set up on our FREE Internet Banking with FREE Bill Payment service.
- Switch charges automatically billed to your old debit card by contacting the company that receives the payment and telling them to charge your new account instead. They’ll most likely need your new Community First Bank MasterCard check card number and expiration date.
Step 3 - Close your old account
- Ask your old bank to close your account and send you a check for the balance. Make sure all outstanding transactions on your old account have cleared.
- Welcome to Community First Bank!